Credit Officer Recruitment Notification for 2025–26
Bank of India (BOI) has published the Bank of India Credit Officer Recruitment 2026 announcing 514 vacancies in the General Banking Officer (GBO) Stream. The recruitment is being conducted for Middle Management Grade Scale-II (MMGS-II), Middle Management Grade Scale-III (MMGS-III), and Senior Management Grade Scale-IV (SMGS-IV) positions.
The online application process will be open from 20 December 2025 to 05 January 2026 through the official website of Bank of India. This recruitment drive offers an excellent career opportunity for experienced professionals in banking, credit, and finance domains to join a leading public sector bank under the Ministry of Finance, Government of India.
BOI Credit Officer Recruitment 2025–26: Key Highlights
- Organization: Bank of India (BOI)
- Recruitment Name: Credit Officers in GBO Stream (Project No. 2025-26/01)
- Post Name: Credit Officer (GBO Stream)
- Grades: MMGS-II, MMGS-III, SMGS-IV
- Total Vacancies: 514
- Application Mode: Online
- Registration Dates: 20.12.2025 to 05.01.2026
- Official Website: www.bankofindia.bank.in
BOI Credit Officer Notification 2025–26
Bank of India released the detailed Credit Officers in GBO Stream Recruitment 2025–26 Notification on 01 November 2025. The notification includes comprehensive information on eligibility conditions, age requirements, educational qualifications, work experience, selection procedure, examination pattern, salary structure, and application guidelines.
Candidates are strongly advised to read the official notification carefully before submitting their applications to ensure they meet all eligibility requirements for the respective scale.
Important Dates – BOI Credit Officer Recruitment 2025–26
| Event | Date |
|---|---|
| Notification Release | 01 November 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply Online | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Admit Card | To be announced |
| Online Examination | Tentative |
| Interview Schedule | To be notified |
| Final Result | After completion of selection process |
BOI Credit Officer Vacancy Details 2025–26
A total of 514 vacancies have been announced across different scales and categories.
| Post | Total Vacancies |
|---|---|
| Credit Officer – SMGS-IV | 36 |
| Credit Officer – MMGS-III | 60 |
| Credit Officer – MMGS-II | 418 |
| Total | 514 |
Reservations for SC, ST, OBC, EWS, PwBD, and Ex-Servicemen categories are applicable as per Government of India and Bank of India rules. Vacancies are provisional and subject to change based on organizational requirements.
Eligibility Criteria for BOI Credit Officer Recruitment 2025–26
Candidates must fulfill all eligibility conditions as on 01 November 2025.
Educational Qualification & Experience
- Graduation along with professional qualifications and relevant work experience as prescribed for each scale in Annexure-I of the notification.
- Candidates must upload valid proof of qualification and experience during online registration.
- Reserved category candidates are eligible for relaxation in minimum percentage as per rules.
Age Limit (As on 01.11.2025)
| Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation:
SC/ST – 5 years, OBC (Non-Creamy Layer) – 3 years, PwBD – 10 years, Ex-Servicemen – as per Government norms.
Selection Process – BOI Credit Officer 2025–26
The selection process consists of the following stages:
1. Application Screening
Applications are scrutinized based on eligibility, qualifications, and experience.
2. Online Examination (If Conducted)
- Sections: Reasoning, Quantitative Aptitude, English Language, Professional Knowledge
- Total Marks: 150
- Duration: 120 minutes
- Negative Marking: 0.25 marks for each wrong answer
- English section is qualifying in nature.
3. Personal Interview
Candidates shortlisted from the exam or direct screening will be called for an interview.
Final Merit
- If both exam and interview are conducted: 70% weightage to exam + 30% to interview
- If no exam is conducted: selection will be based on interview performance only.
Application Fee
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
The fee must be paid online and is non-refundable.
BOI Credit Officer Salary 2025–26
Selected candidates will be appointed as Group-A Officers with attractive pay scales and benefits.
- MMGS-II: Starting Basic Pay ₹64,820
- MMGS-III: Starting Basic Pay ₹85,920
- SMGS-IV: Starting Basic Pay ₹1,02,300
Additional benefits include Dearness Allowance, HRA/Lease Rent, Medical Benefits, Leave Travel Concessions, Pension under NPS, and career progression opportunities as per bank norms.
How to Apply for BOI Credit Officer Recruitment 2025–26
- Visit the official website: www.bankofindia.bank.in
- Go to the Careers section and open the Credit Officer recruitment link.
- Register using basic details and generate login credentials.
- Fill in personal, educational, and experience details carefully.
- Upload required documents in the prescribed format.
- Pay the application fee online.
- Submit the application and download the confirmation page for future reference.
Important Instructions
- Ensure eligibility before applying.
- Only one application per candidate is allowed.
- Incorrect or false information may lead to rejection.
- Candidates must be willing to serve anywhere in India.
- Keep the registered email ID and mobile number active till completion of the recruitment process.
Frequently Asked Questions (FAQs)
Q1. What is the last date to apply for BOI Credit Officer Recruitment 2025–26?
👉 05 January 2026.
Q2. How many vacancies are announced?
👉 A total of 514 Credit Officer posts.
Q3. What is the selection process?
👉 Online exam and/or interview.
Q4. Is work experience mandatory?
👉 Yes, relevant experience is required as per post.
Q5. What is the salary of a Credit Officer in BOI?
👉 Basic pay ranges from ₹64,820 to ₹1,02,300 depending on scale, plus allowances.
Disclaimer: Candidates should regularly visit the official Bank of India website for updates, corrigenda, or changes related to the recruitment process.
